About CreditDonkey CreditDonkey is a credit card comparison website. Related reading: Best no-annual-fee credit cards. This site does not include all credit card companies or all available credit card offers. More on that in a moment. (The information for the Wells Fargo Visa Signature Card has been collected independently by ThePointsGuy. Wells Fargo Propel American Express Card Review If you'd like to get your hands on a no-annual-fee American Express card that also earns you points for travel, the Wells Fargo Propel … A RED VENTURES COMPANY. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. It’s a simple and straightforward card, but it doesn’t offer any bonus categories like the Propel Amex. Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. Posted on February 6, 2018 by Daniel Gillaspia. A no-annual-fee card won’t come with lots of perks and benefits, but the Propel Amex has a standout in its cellphone protection, also available on several other Wells Fargo cards. Wells Fargo Propel Card Review. The card details on this page have not been reviewed or provided by the card issuer. In combination with another no-annual-fee Wells Fargo credit card, the bank’s Wells Fargo Visa Signature® card, the Propel can make these categories some of the most valuable on the market. And since you can pool your Go Far Rewards between Wells Fargo cards, you have the ability to earn a higher value from your points. The Wells Fargo Visa Signature card allows you to use the points for 50% more value when redeeming for airfare on the Wells Fargo travel portal (10,000 points = $150). The Wells Fargo Visa Signature also has no annual fee. With more credit cards moving in the premium direction, there’s even more value today in a good card that has no annual fee. Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Citi also added the ability to convert these rewards into transferable ThankYou Points, giving this card a huge leg up. Card Rating*: ⭐⭐⭐½. The Cash Wise Visa gives you an unlimited 1.5% cash back on all purchases (with the potential of getting up to 1.8% in the first year). Editorial Note: This content is not provided by the card issuer. This post contains references to products from one or more of our advertisers. To get the most out of a credit card, you simply have to make sure the card’s perks align with your habits and preferences. Could this card be the perfect no-annual-fee card? Those cards are good for people who are highly organized and like to plan out and track their card spending each month. The 3x bonus categories — travel, dining (eating out and ordering in), gas stations and popular streaming services — are well-suited to people who are looking to maximize rewards from common everyday purchases. Wells Fargo has a reward-heavy credit card without an annual fee. The Wells Fargo Propel American Express card affords its users a lot of opportunities to gain points and use them in a meaningful way. ALL RIGHTS RESERVED. Write to Anna G at email@example.com. Other major factors affecting the odds of approval for the Wells Fargo Propel card include the applicant’s income, how much debt they have, and whether they’ve applied for other credit recently. Alaska will change how you earn miles starting on March 31 — here’s what we know so far, Orient-Express debuts new, dream-worthy European routes aboard gorgeous Art Deco trains, Blue Cash Preferred® Card from American Express. If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. It has high reward potential with 3x points in popular categories not often offered by other cards. It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with your card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). On its own, your points on the Wells Fargo Propel can be redeemed at the rate of 1 point = 1 cent. I’m excited to see a rewards card with no annual fee and options for redeeming rewards that are both easy and forward-thinking. Additional reporting by Madison Blancaflor. You get an annual $300 travel credit, unlimited lounge access via Priority Pass, and Global Entry application fee reimbursement. (Depends on your creditworthiness though.) How to Get the Most Out of the Propel Card, Rapid Alerts that instantly notifies you of any suspicious or unusual activity, Zero liability protection if you report unauthorized transactions right away, Chip-enabled cards to help deter fraud at the register, Hotels, motels, timeshares, and homestays (like Airbnb). Keep reading for the full list of what's eligible for 3x points. Featured photo courtesy of Mint Images via Getty Images. Wells Fargo appears to be counting this 5x as a welcome bonus, so if you want to earn the bonus on both the Wells Fargo Propel and Wells Fargo Visa Signature you’ll have to wait 15 months in between. After the introductory 15-month period of 0% APR, the interest rate rises to 13.24% to 25.24% depending on the individual creditworthiness of the cardmember. The Propel also comes with standard purchase and travel protections, including extended warranty coverage, return protection, coverage for lost or stolen items purchased with the card, travel accident insurance, lost baggage coverage and secondary car rental insurance in the U.S. Please view our advertising policy page for more information. Does it live up to the hype? You do not have to use our links, but you help support CreditDonkey if you do. The other two cards you might look at in comparison to the Propel Amex are the Chase Freedom (No longer open to new applicants) and the Discover it Cash Back, both of which have rotating sets of 5% capped quarterly categories (after enrollment, on up to $1,500 in purchases per quarter). Our Rating: 4 Out of 5 Stars We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services. 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